In the year 2026, the FHA loan limit within Calais county, based in Washington, ME, is set at $472,030 for single-family homes, $604,400 for those with 2-units, $730,525 for 3-unit properties, and $907,900 for 4-unit buildings.
For conventional loans, the maximum amount for a single-family home is $726,200. This increases to $929,850 for homes with 2 units, $1,123,900 for 3-unit homes, and for those with 4 units, the cap is $1,396,800.
Utilize our FHA calculator to view current FHA rates, find the best rate today, and determine your downpayment, income, credit requirements, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to match FHA rates and terms with those of other lending programs. Delve into comparisons with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® accesses extensive loan program data from thousands of lenders, allowing immediate comparisons tailored to your financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Calais county, part of Washington, ME, helps in comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For details on qualification needs, including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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