As of 2026, the FHA loan limits in Waterboro county, located in York, ME, are set at $506,000 for a single-family house, $647,750 for properties with 2-units, $783,000 for 3-unit homes, and $973,100 for those with 4-units.
Conventional loan maximum values are $726,200 for a single-unit home, $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four-unit residences.
Utilize our FHA calculator to discover today’s leading FHA rates. Check requirements for downpayment, income, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator offers comparisons between FHA loan terms and those of other available programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently analyzes data from a large pool of lenders in a matter of seconds to align with your specific financial circumstances and requirements.
Use the Loan Limits Comparison Table for 2026 in Waterboro county, nestled within York, ME, to evaluate and contrast FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. For details on qualification criteria like income, reserves, or credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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