In 2026, the FHA loan cap in the county of York, within Biddeford, ME, stands at $506,000 for a single-family home. The limit is $647,750 for 2-unit structures, $783,000 for 3-unit buildings, and reaches $973,100 for 4-unit homes.
The greatest amount available for conventional loans for a single-family home is $726,200. For a duplex, it ascends to $929,850, while for a triplex, it's $1,123,900, and for four-unit properties, the amount is $1,396,800.
You can use our FHA calculator to evaluate today’s best FHA rates and calculate needed downpayment, income, credit scores, reserves, and documents necessary for qualification.
Our Lendersa® calculator lets you evaluate FHA rates and terms alongside other loan options. Examine Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans compared to FHA loans.
Data on loan programs, sourced from thousands of lenders, is quickly compared against your individual financial profile by Lendersa®.
The Loan Limits Comparison Table for 2026 in Biddeford county of York, ME compares the highest loan amounts allowed for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications like income, reserves, and credit, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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