In 2025, the FHA loan cap in the county of York, within Biddeford, ME, stands at $506,000 for a single-family home. The limit is $647,750 for 2-unit structures, $783,000 for 3-unit buildings, and reaches $973,100 for 4-unit homes.
The greatest amount available for conventional loans for a single-family home is $726,200. For a duplex, it ascends to $929,850, while for a triplex, it's $1,123,900, and for four-unit properties, the amount is $1,396,800.
You can use our FHA calculator to evaluate today’s best FHA rates and calculate needed downpayment, income, credit scores, reserves, and documents necessary for qualification.
Our Lendersa® calculator lets you evaluate FHA rates and terms alongside other loan options. Examine Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans compared to FHA loans.
Data on loan programs, sourced from thousands of lenders, is quickly compared against your individual financial profile by Lendersa®.
The Loan Limits Comparison Table for 2025 in Biddeford county of York, ME compares the highest loan amounts allowed for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications like income, reserves, and credit, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
