For 2026, in Arundel county of York, ME, the FHA loan limits are set at $506,000 for a single-family home. For properties with 2-units, it's $647,750, for 3-units it increases to $783,000, and for 4-units, the limit is $973,100.
The highest allowable amounts for conventional loans are $726,200 for a single-family residence, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Our FHA calculator can assist in finding today’s leading FHA rates and figuring out the necessary downpayment, income, credit, reserves, and documentation needed for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms alongside those of other loan options. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® draws extensive loan data from thousands of lenders and aligns it in moments with your specific financial profile and needs.
For 2026 in Arundel county, York, ME, the Loan Limits Comparison Table offers comparisons for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification aspects such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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