In 2026, the FHA loan limit within Saco county of York, ME is $506,000 for a single-family home. For two-unit structures, it is $647,750. The limit for three units stands at $783,000, and it extends to $973,100 for four-unit homes.
The maximum allowable loan for conventional loans on a single-family home is $726,200. For properties with two units, the maximum is $929,850; it increases to $1,123,900 for three-unit accommodations, and for four-unit buildings, the maximum reaches $1,396,800.
Use our FHA calculator to review today's best FHA rates and ascertain the needed downpayment, along with evaluating income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator lets you compare rates and terms of FHA loans with other loan programs. Investigate and weigh the options among Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans in comparison to FHA.
Lendersa® gathers extensive loan program data from a multitude of lenders and swiftly matches these to your unique financial profile.
Refer to the Loan Limits Comparison Table for 2026 within Saco county of York, ME, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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