In 2026, the FHA loan limits established for Allen-Park county in Wayne, MI are set at $356,362 for a single-family home. For properties that have two units, the limit adjusts to $456,275; for those with three units, it is $551,500; and $685,400 for four-unit structures.
Concerning conventional loans, the maximum amount for a single-family home stands at $548,250, with two-unit residences eligible for up to $702,000. For three-unit homes, the limit is $848,500, and for those with four units, it is set at $1,054,500.
To find today’s optimal FHA rates, try our FHA calculator. It will also help determine the required down payment, as well as the income, credit score, reserve, and documentation needed for qualification.
Through the Lendersa® calculator, you can efficiently compare FHA loan rates and terms against those of other available loan programs. That's including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with the FHA options.
Lendersa® gathers loan data from a multitude of lenders and swiftly evaluates it against your individual financial profile and requirements in just moments.
The Loan Limits Comparison Table for 2026 in Allen-Park county of Wayne, MI provides a comprehensive overview, comparing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), as well as hard money loans. To explore qualification requirements such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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