In 2026, within Melvindale county of Wayne, MI, the FHA loan limit is $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for fourplexes.
For conventional loans, the ceiling on single-family homes is $726,200, with $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit dwellings.
Our FHA calculator can help you find today's best FHA rates and figure out the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator helps in comparing FHA rates and terms with other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® accesses thousands of lenders to align loan program data with your personal financial circumstances in seconds.
The Loan Limits Comparison Table for 2026 in Melvindale county of Wayne, MI, lets you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare requirements like income, reserves, and credit, leverage Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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