In 2026, the FHA loan limits determined for Ecorse county of Wayne, MI, are: $472,030 for a single-family home, escalating to $604,400 for 2-unit properties, $730,525 for 3-unit buildings, and $907,900 for 4-unit structures.
For conventional loans, the highest amount allowable for single-family residences is $726,200. For homes with 2 units, it increases to $929,850; for 3-unit homes, $1,123,900 is the maximum; and for 4-unit homes, it extends to $1,396,800.
Our FHA calculator can assist you in discovering today's premium FHA rates, helping you assess the necessary downpayment, verify income, evaluate credit requirements, identify reserves, and compile essential documentation to qualify.
The Lendersa® calculator provides a robust platform to compare FHA rates and terms with those of other loan programs. Delve into options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, evaluating them alongside FHA offerings.
Lendersa® aggregates comprehensive loan program data from thousands of lenders, enabling rapid comparisons tailored to your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Ecorse, located in the county of Wayne, MI, facilitates a thorough examination of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an in-depth comparison of qualification requirements, including income, financial reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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