In 2025, the FHA loan limit for Lincoln-Park county in Wayne, MI is $356,362 for a single-family home. For homes with two units, the limit is $456,275; for three units, it’s $551,500; and for four units, the cap is $685,400.
The maximum loan amounts for conventional loans are $548,250 for single-family homes, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Utilize our FHA calculator to access today’s best FHA rates and identify the necessary downpayment, income level, credit requirements, reserves, and documents needed.
The Lendersa® calculator helps you compare FHA rates and terms with other loan programs. Evaluate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in relation to FHA.
Lendersa® efficiently compares vast amounts of loan data from thousands of lenders with your financial profile and needs in seconds.
For 2025, the Loan Limits Comparison Table in Lincoln-Park county of Wayne, MI provides a detailed comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review requirements for income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
