In 2026, FHA loan limits in Ann-Arbor county of Washtenaw, MI, are set at $356,362 for single-family homes, $456,275 for two-unit buildings, $551,500 for three-unit residences, and $685,400 for four-unit houses.
For conventional loans, a single-family home has a max amount of $548,250. For two, three, and four-unit structures, these limits increase to $702,000, $848,500, and $1,054,500 respectively.
Try our FHA calculator to find today’s ideal FHA rates and work out the necessary downpayment, income, credit, reserves, and required documents to qualify.
With the Lendersa® calculator, you can match FHA rates and terms against those from other financing programs. Compare FHA with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects loan program data from numerous lenders and quickly aligns it with your own financial profile and needs.
For 2026 in Ann-Arbor county, Washtenaw, MI, refer to the Loan Limits Comparison Table to review limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa®’s Super Loan Integrated Qualifier (SLIQ™) for qualifying requirement comparisons.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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