In 2026, the FHA loan limit in Chelsea county of Washtenaw, MI is $472,030 for single-family homes, extending to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum is $726,200 for a single-family residence, with increases to $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for four-unit buildings.
Utilize our FHA calculator to find today's best FHA rates, and determine the downpayment, income, credit, reserves, and necessary documents for qualifying.
The Lendersa® calculator empowers you to compare FHA rates and terms with those of other loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® utilizes data from thousands of lenders, conducting swift comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Chelsea, Washtenaw, MI, offers detailed looks at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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