In 2026, the FHA loan limit in Michigan-Center county, Jackson, MI, is set at $356,362 for a single-family home. It extends to $456,275 for two units, $551,500 for three units, and reaches $685,400 for four units.
The maximum for conventional loans on a single-family home is $548,250. For two units, it increases to $702,000, expands to $848,500 for three units, and peaks at $1,054,500 for four units.
Use our FHA calculator to uncover today’s best FHA rates and calculate the downpayment, income, credit, reserves, and documentation required to qualify.
The Lendersa® calculator allows for a comprehensive comparison of FHA rates and terms alongside other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Sourcing from thousands of lenders, Lendersa® promptly matches loan options with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Michigan-Center county, Jackson, MI, offers a thorough assessment of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare necessary requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
