In the year 2026, the FHA loan limits within Eastpointe county of Macomb, located in MI, are defined as $472,030 for a single-family home. For properties with 2 units, the limit is set at $604,400, for 3-unit homes, it is $730,525, and for those with 4 units, the maximum loan amount reaches $907,900.
The conventional loan value cap for a single-family home is $726,200. For a 2-unit property, the maximum limit is $929,850, for 3-unit dwellings, it is $1,123,900, and for 4-unit residences, the cap is $1,396,800.
You can use our FHA calculator to explore today’s most competitive FHA rates and find out what is required in terms of downpayment, proof of income, credit score, financial reserves, and necessary documentation to qualify.
With the Lendersa® calculator, you can easily compare the rates and terms of FHA loans to those of various other programs. Dive into comparisons of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all alongside FHA options.
Lendersa® efficiently aggregates loan program data from countless lenders, offering you a swift comparison that aligns with your unique financial characteristics and needs.
The Loan Limits Comparison Table for 2026 in the county of Macomb, Eastpointe, MI, provides a detailed juxtaposition of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To further compare qualification requirements, such as income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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