In the year 2026, FHA loan limits in Grosse-Pointe-Woods county, located in Wayne, MI, stand at $356,362 for single-family homes. For properties with 2 units, the limit is $456,275; for those with 3 units, it reaches $551,500; and for 4-unit residences, the maximum is set at $685,400. These thresholds accommodate a wide range of housing configurations within the region.
For conventional loans, the maximum amount available for a single-family home is $548,250. For houses with two units, the ceiling is $702,000, rising to $848,500 for three-unit homes, and for homes with four units, it goes up to $1,054,500. These limits offer flexibility to fit diverse residential needs.
Our FHA calculator is available to assist you in discovering today’s favorable FHA rates. It determines the essential downpayment, income criteria, credit evaluations, reserves, and document requirements necessary to qualify.
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The Lendersa® calculator enables detailed comparisons of FHA rates and terms against those of other loan programs. It covers an expansive range, including conventional loans, jumbo, VA, USDA, non-QM, and hard money loans, each with unique benefits and features to explore alongside FHA products.
Lendersa® efficiently compiles data from thousands of lenders, quickly processing this against your specific financial profile and needs, delivering customized insights in seconds.
The Loan Limits Comparison Table for 2026 in Grosse-Pointe-Woods county of Wayne, MI outlines maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to meticulously compare qualification requirements including income, reserves, and credit score expectations.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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