For the year 2026, FHA loan limits in Village-of-Grosse-Pointe-Shores county, Wayne, MI are: $356,362 for a single-family home, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for fourplexes.
Concerning conventional loans, the highest loan amount granted for a one-family residence is $548,250, for two units, it is $702,000, for three units, $848,500, and for four units, it is $1,054,500.
To identify the most favorable FHA rates today, employ our FHA calculator. This tool also helps you determine requisite downpayment, income, credit, reserves, and necessary documentation for eligibility.
The Lendersa® calculator facilitates the comparison of FHA rates and terms alongside various other loan programs. Discover the benefits of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, compared with FHA options.
Lendersa® compiles data from numerous lenders, assessing it swiftly to align with your individual financial profile.
The Loan Limits Comparison Table for 2026 in Village-of-Grosse-Pointe-Shores county, Wayne, MI allows for the evaluation of max loan values across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements, such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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