In 2026, the FHA loan limit within Grand-Ledge, Eaton, MI is set at $356,362 for a single-family dwelling, escalating to $456,275 for 2-unit properties, $551,500 for 3-unit structures, and reaching $685,400 for buildings with 4-units.
For conventional loans on a single-family home, the maximum amount is $548,250. This amount is extended to $702,000 for two-unit buildings, $848,500 for three-unit homes, and $1,054,500 for four-unit residences.
Our FHA calculator can guide you to identify today’s top FHA rates and determine the required downpayment, income, credit score, reserves, and necessary documentation for qualifying.
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The Lendersa® calculator facilitates comparison of FHA rates and terms with those from various loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
With access to data from thousands of lenders, Lendersa® matches this information against your specific financial needs and background promptly.
The Loan Limits Comparison Table for 2026 in Grand-Ledge county, Eaton, MI, offers insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to weigh qualification metrics such as income, reserves, and credit standing.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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