For 2026, the FHA loan limits in Waverly within Eaton, MI are set at $472,030 for a single-family home. The limit rises to $604,400 for two units, $730,525 for three units, and further increases to $907,900 for four units.
When it comes to conventional loans, the maximum amount you can borrow for a single-family residence is $726,200. For homes with two units, the limit extends to $929,850, with three units capped at $1,123,900, and four units at $1,396,800.
Use our FHA calculator to access today's FHA best rates and figure out the required downpayment, income, credit reserves, and necessary documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms against all other loan programs. Evaluate options like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® efficiently compiles loan program data from thousands of lenders and matches it quickly to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Waverly county of Eaton, MI, lets you compare maximum loan amounts across FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, and reverse mortgage (HECM), as well as hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements like income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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