In 2025, the FHA loan limits for Lansing county within Ingham, MI, are structured as follows: for a single-family home, it's $472,030, increasing to $604,400 for properties with two units, $730,525 for three units, and reaching $907,900 for four-unit homes.
As for conventional loans, the upper limits on a single-family residence are $726,200, while two-unit properties are capped at $929,850, moving to $1,123,900 for three units, and $1,396,800 for those with four units.
Utilize our FHA calculator to explore the top FHA rates available today and determine what downpayment, credit score, income, reserves, and documentation are necessary for qualifying.
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With the Lendersa® calculator, you can effectively compare FHA rates and terms with those of other popular loan programs. Review alternatives like Conventional Loans, Jumbo Loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® accumulates comprehensive loan program data from numerous lenders and uses it to instantly match and contrast with your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Lansing county, within Ingham, MI, facilitates the comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and more hard money options. To examine qualification criteria, including income, reserves, and credit, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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