In the year 2026, the FHA loan limit for residences within the county of Wayne, located in Grosse-Pointe-Farms, MI, is established at $356,362 for a single-family home. For properties with two units, the limit becomes $456,275, while for three units, it goes up to $551,500. Properties containing four units reach a cap of $685,400.
For conventional loans, the maximum lending amount for a single-family dwelling is set at $548,250, extending to $702,000 for two-unit homes, $848,500 for three-unit residences, and reaching $1,054,500 for four-unit properties.
To uncover the most competitive FHA rates currently available, you can utilize our FHA calculator. It enables you to compute the required down payment and assess necessary income, credit standing, reserves, and documentation to qualify for loans.
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The Lendersa® calculator allows for a comprehensive comparison of FHA rates and terms with other loan programs. Delve into various options such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans.
With a vast database, Lendersa® collects loan program data from thousands of lenders. It processes this data in seconds, providing a personalized comparison that caters to your individual financial scenario and requirements.
Refer to the Loan Limits Comparison Table for 2026 in Grosse-Pointe-Farms county of Wayne, MI. Here, you can review maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For in-depth insights into qualifying standards like income, reserves, and credit scoring, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™), enhancing your decision-making in loan selection.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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