In 2026, FHA loan limits for Grosse-Pointe-Park county in Wayne, MI include $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units. These limits support various residential needs.
The maximum conventional loan amount for single-family residences is $548,250. For homes with two units, the cap is $702,000, for three units, it is $848,500, and for four units, $1,054,500. These figures accommodate different housing setups.
Use our FHA calculator to find today’s best FHA rates and determine the necessary downpayment, income, credit score, reserves, and documentation required to qualify.
The Lendersa® calculator facilitates comparison of FHA rates & terms alongside other loan programs, such as conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders, delivering fast, customized comparisons based on your financial profile and needs.
For 2026 in Grosse-Pointe-Park county, Wayne, MI, the Loan Limits Comparison Table reviews maximum amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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