In 2026, the FHA loan limits set for Jenison county, which is part of Ottawa, MI, are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum amount for a single-family home is $726,200. For two-unit properties, it's $929,850, for three units it's $1,123,900, and for four units, it's $1,396,800.
Use our FHA calculator to find today’s competitive FHA rates and explore what downpayment, income, credit, reserves, and documentation are required to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of other programs like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders, offering fast comparisons tailored to your financial profile and needs.
For 2026 in Jenison county of Ottawa, MI, the Loan Limits Comparison Table covers maximum amounts for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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