For 2026, the FHA loan limits for Jackson, located in the county of Jackson, MI, are as follows: $472,030 for a single-family house, $604,400 for properties with two units, $730,525 for three-unit homes, and $907,900 for four-unit buildings.
Conventional loan maximums are set at $726,200 for one-unit homes, $929,850 for two-unit properties, $1,123,900 for those with three units, and $1,396,800 for buildings with four units.
Use our FHA calculator to discover the best available FHA rates today and to determine the necessary downpayment, qualifying income, credit requirements, reserves, and documents needed for qualifications.
With the Lendersa® calculator, you can evaluate and compare FHA rates and terms with other loan program options. Consider exploring FHA alongside Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects extensive loan program data from a wide array of lenders and swiftly tailors it to your individual financial needs.
The Loan Limits Comparison Table for the year 2026 in Jackson county of Jackson, MI, offers insights into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To assess qualification criteria such as income, reserves, and credit requirements, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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