In 2026, the FHA loan limit for Plainwell county of Allegan, MI is $472,030 for a single-family home, $604,400 for 2-unit buildings, $730,525 for 3-units, and $907,900 for 4-units.
For conventional loans, the maximum available for a single-family residence is $726,200, for two units $929,850, for three units $1,123,900, and for four units $1,396,800.
Our FHA calculator helps you find the best FHA rates today and evaluates the necessary downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare FHA rates and terms against other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly aggregates data from thousands of lenders to align it with your unique financial profile and requirements.
This Loan Limits Comparison Table for 2026 in Plainwell county, Allegan, MI helps you compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to check on qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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