2026 FHA (Government Loans) Limits for Afton, Washington County, Minnesota

For 2026 in Afton county, Washington, MN, the FHA loan limit is set at $515,200 for a single-family home, $659,550 for two-unit homes, $797,250 for three-unit properties, and $990,800 for four-unit residences.

The ceiling for conventional loans on a single-family residence is $726,200, with a limit of $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Our FHA calculator helps you find today's best FHA rates and assess the necessary down payment, income, credit requirements, reserves, and documents needed to qualify.

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Explore Your Loan Choices in Afton, MN

The Lendersa® calculator lets you compare FHA rates and terms with those from all other loan programs. Examine and contrast offerings like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® compiles loan program data from thousands of lenders, quickly matching it against your financial profile and needs.

The Loan Limits Comparison Table for 2026 in Afton county of Washington, MN shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For a detailed comparison of qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Afton county of Washington, MN

SFR 2 Units 3 Units 4 Units
FHA $515,200 $659,550 $797,250 $990,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Afton FHA Lenders

  • Associated Healthcare Credit Union
  • 6789 Upper Afton Road, Woodbury, MN, 55125
  • Lends in Minnesota
  • AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, all loan types, and electronic services to help accommodate those busy schedules. We also offer car buying and retirement services. If you’re not a member, we hope you will join us.

  • Impact Mortgage LLC
  • 2796 Lisbon Avenue Court North, Lake Elmo, MN, 55042
  • Lends in Minnesota
  • Impact Mortgage was started in 2007. After working with a few different direct lenders and brokers since 2004, I decided that I could save my clients a lot of money by not charging all the unnecessary fees associated with purchasing or refinancing their home. So I took the self-employment leap in 2007 and have never looked back.

  • Platinum Bank
  • 7667 Tenth Street North, Oakdale, MN, 55128
  • Lends in Minnesota
  • We understand your challenges, because we, too, are a growth-oriented business. Our business-savvy professionals offer advice and insights that you will likely find unique to the business banking world. You know your business better than anyone, and Platinum Bank respects and appreciates this.

  • Lend Smart Mortgage
  • 100 Bridgepoint Dr, Suite 190, South Saint Paul, MN, 55075
  • Lends in Minnesota
  • Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base. We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process

  • Premier Banks
  • 2866 White Bear Avenue, Saint Paul, MN, 55109
  • Lends in Minnesota
  • Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.

  • Ideal Credit Union
  • 2401 N McKnight Rd N, Saint Paul, MN, 55109
  • Lends in Minnesota
  • Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that members come first.

  • Heartland Credit Union - Minnesota
  • 5500 South Robert Trail, Inver Grove Heights, MN, 55077
  • Lends in Minnesota
  • Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.

  • Drake Bank
  • 60 East Plato Blvd, Suite 100, Saint Paul, MN, 55107
  • Lends in Minnesota
  • Drake Bank is a purpose-driven independent bank in St. Paul. We were founded in 2002 by a group of successful local entrepreneurs committed to helping others succeed for the shared prosperity of their community. Our 70+ founders invested their own money to fund the first business loans, and many are still shareholders today.

  • TENA Companies, Inc.
  • 251 West Lafayette Frontage Road S, Saint Paul, MN, 55107
  • Lends in Minnesota
  • TENA is dedicated to leveraging its deep industry experience and comprehensive approach to Quality Control to provide clients the information and technology necessary to navigate compliance challenges faced in the mortgage industry.We provide the highest quality products and services and develop long-term.

  • Bremer Bank
  • 380 Saint Peter St, Suite 500, Saint Paul, MN, 55102
  • Lends in Minnesota
  • We offer banking, mortgage, investment, wealth management, trust and insurance in Minnesota, North Dakota and Wisconsin. We’re here to help you solve your toughest problems, seize your biggest opportunities, and achieve success on your terms, now and in the future. Bremer Bank has roots in the places where we live and work that go back to 1943.