2026 FHA (Government Loans) Limits for Annandale, Wright County, Minnesota

In 2026, FHA loan limits in Annandale county of Wright, MN are $515,200 for a single-family home. For two-unit residences, the limit is $659,550; for three units, it's $797,250; and for four-unit properties, it’s $990,800. Understanding these limits is crucial for planning FHA financing effectively.

The maximum for conventional loans is $726,200 on a single-family, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit homes. Knowledge of these caps aids in loan strategies.

Use our FHA calculator to check today’s top FHA rates and assess necessary things like down payment, income, credit, reserves, and documents required to qualify.

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The Lendersa® calculator compares FHA loan rates and terms with those of other loans, including conventional, jumbo, VA, USDA, Non-QM, and hard money.

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The Loan Limits Comparison Table for 2026 in Annandale of Wright, MN, showcases max loan amounts for FHA, conventional, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria like income, reserves, and credit.

Loan limits Annandale county of Wright, MN

SFR 2 Units 3 Units 4 Units
FHA $515,200 $659,550 $797,250 $990,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $358,800 $358,800 $358,800 $358,800
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Annandale FHA Lenders

  • Midwest Mortgage Consultants
  • 600 Soo Lane, Suite 6, Buffalo, MN, 55313
  • Lends in Minnesota
  • At Midwest Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • United Family Mortgage Monticello
  • 8623 Elk Ave, Monticello, MN, 55362
  • Lends in Minnesota
  • United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area

  • Great River Federal Credit Union
  • 1532 West St. Germain Street, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.

  • Liberty Bank Minnesota
  • 2842 2nd Street S, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Since 1939, Liberty has been providing quality financial services to Central Minnesota residents. As St. Cloud’s only remaining original bank with continuous family-ownership, we recognize our unique obligation to provide quality service on a first name basis. Our focus is providing retail banking services to individual customers.

  • St. Cloud Mortgage
  • 606 25th Ave South, Suite 101, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • "St. Cloud Mortgage, Inc. can give you an affordable mortgage with outstanding customer service during the entire process.

    Same-Day Pre-Approvals
    Refinance Options
    Credit Assistance
    Mortgage Brokerage
    Variety of Home Loan Programs. With all of our home loan programs at St. Cloud Mortgage, Inc."

  • Granite City Mortgage of Saint Cloud Inc
  • 600 25th Ave S, Suite 208, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Granite City Mortgage has been in Business since April of 1996 serving the local Saint Cloud area and surrounding communities. Granite City Mortgage of St. Cloud offers a variety of mortgage programs, including:* Conventional loans* Government loans* No up-front fees* Zero down programs* Refinancing* Home equity loans* Debt consolidation.

  • Sherburne State Bank
  • 12500 Sherburne Ave SE, Becker, MN, 55308
  • Lends in Minnesota
  • We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.

  • Granite Bank
  • 202 2nd Ave S, Cold Spring, MN, 56320
  • Lends in Minnesota
  • Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.

  • Keystone Home Finance, LLC
  • 110 2nd St S, Waite Park, MN, 56387
  • Lends in Minnesota
  • At Keystone Home Finance, LLC OUR TEAM'S MISSION IS TO PROVIDE YOU WITH THE HIGHEST QUALITY FINANCING OPTIONS THROUGHOUT THE LOCAL AREA. WE HAVE OVER 15 YEARS OF EXPERIENCE, AND WE'LL HELP YOU GO FROM APPLICATION TO THE CLOSING TABLE! SERVING THE ENTIRE STATE OF MINNESOTA. Audrey Heinen-Nierenhausen and her team have over 17 years of experience

  • American Heritage National Bank
  • 2915 2nd Street South, Saint Cloud, MN, 56302
  • Lends in Minnesota
  • American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.