In 2026, the county of Beltrami in Bemidji, MN has FHA loan limits as follows: $472,030 for a single-family home, $604,400 for a home with 2 units, $730,525 for a 3-unit property, and $907,900 for a 4-unit dwelling.
Conventional loan maximum amounts are structured as: $726,200 for single-family residences, $929,850 for residences with 2 units, $1,123,900 for 3-unit homes, and $1,396,800 for properties with 4 units.
Use our FHA calculator to discover the current advantageous FHA rates. It will help you determine the needed downpayment, assess income requirements, check credit scores, and confirm reserves, along with identifying other documents required for qualification.
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The Lendersa® calculator efficiently allows you to compare FHA rates and terms with other available loan programs. It lets you evaluate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA loans.
Lendersa® aggregates comprehensive loan program data from thousands of lenders and quickly contrasts it against your distinctive financial requirements and profile.
Consult the Loan Limits Comparison Table for 2026 in Bemidji county of Beltrami, MN to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To meticulously compare qualification criteria such as income specifics, reserve necessities, and credit scores, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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