2025 FHA Loan Limits for Richfield, Hennepin County, Minnesota

In 2025, the FHA loan limits for Richfield county, within Hennepin, MN, are as follows: $515,200 for a single-family home, $659,550 for two-unit properties, $797,250 for three units, and $990,800 for four-unit buildings. These limits are crucial for guiding potential FHA borrowers regarding the financial options available.

For conventional loans, the maximum amounts are: $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for three units, and $1,396,800 for four units. Knowledge of these figures is essential for effective financial planning when using conventional financing options.

Utilize our FHA calculator to access today's best FHA rates and to understand the requirements for downpayment, income, credit, reserves, and necessary qualification documents. This tool equips you with vital information for the mortgage application process, ensuring preparedness and clarity.

Explore loan offers from over 100 lenders, providing a broad array of financing options to suit various financial profiles and housing projects.

Investigate Loan Options in Richfield, MN

The Lendersa® calculator enables comparisons of FHA rates and terms against those of other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, facilitating an informed decision-making process.

Lendersa® compiles data from numerous lenders and delivers immediate comparisons tailored to your financial specifics, aiding in choosing the most appropriate loan type.

The Loan Limits Comparison Table for 2025 in Richfield county of Hennepin, MN highlights maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for in-depth insights and guidance.

Loan limits Richfield county of Hennepin, MN

SFR 2 Units 3 Units 4 Units
FHA $515,200 $659,550 $797,250 $990,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • Team USA Mortgage
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  • "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals. Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office
  • Region Mortgage
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  • Region Mortgage specializes in Conventional, FHA, JUMBO, USDA, and VA financing. We custom tailor each loan program to make sure it is the right fit for our clients. We will walk you through the process to make sure you are informed along the way and have all of the adequate knowledge to select the right loan product for you and your family.
  • GATE CITY BANK
  • 304 E Rosser Ave, Bismarck, ND, 58501
  • Gate City Bank’s privilege to be a hometown bank that provides excellent service that is convenient, friendly, and personalized. We are proud to be the #1 mortgage lender in North Dakota with locally approved and financed home loans. Gate City Bank is also unique in offering our checking customers.
  • Citizens Federal Savings Bank
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  • Citizens FSB has a very a rich heritage! As you will see it is the foundation of what we believe to be the strongest regional financial institution in the country.Citizens FSB is a Commercial Real Estate lender & a Preferred Home Loan provider and is a preferred home loan provider with emphasis on competitive interest rates & low closing costs.
  • United Fidelity Funding Corp
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  • United Fidelity Funding is recognized for being the gold standard of home loan mortgages. We show our clients that there are mortgage companies that you can rely on & trust by providing best-in-class service, competitive interest rates & cutting-edge technology. Between working with our experienced loan experts and having no underwriting overlays.
  • Member First Mortgage, LLC
  • 616 44th St SE, Grand Rapids, MI, 49548
  • Built on the credit union philosophy of "People Helping People", MFM serves the home financing needs of credit union members as well as non-members. Founded September 11, 2001, Member First Mortgage has grown to become one of the largest Credit Union Service Organizations (CUSO) in the nation.
  • Nutter Home Loans
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  • Nutter Home Loans has grown to one of the most respected privately-owned mortgage banking firms in USA .Through the years,quality customer service has remained the hallmark of the firm’s way of doing business.It’s the reason why third & fourth generations of the same families have chosen Nutter Home Loans to handle their real estate mortgage needs.
  • Northpointe Bank
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  • Affinity Mortgage LLC
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  • Affinity Mortgage provides borrowers from across America with some of the best VA, FHA, Conventional and Jumbo mortgages anywhere. And our staff of friendly and dedicated mortgage professionals are ready to make your home purchase or refinance a seamless transaction.We our known for our great Conventional, VA, FHA, USDA and more
  • Hometown Equity Mortgage
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