In 2025, the FHA loan limits set for the county of Crow Wing, within Brainerd, MN, are as follows: for a single-family home, the limit is $472,030. If you're dealing with properties that contain 2 units, the maximum increases to $604,400. Moving up to buildings with three units, the cap is $730,525, while for those with 4 units, it extends to $907,900.
For conventional loans, the top allowable loan amount for a single-family home reaches up to $726,200. If a home contains two units, the maximum loan jumps to $929,850. For houses comprising three units, the highest loanable amount is $1,123,900, while for those with four units, the limit caps at $1,396,800.
Make good use of our FHA calculator to check out today’s best FHA rates. This essential tool helps you determine what downpayment is needed, income levels required, credit qualifications, necessary reserves, and documents crucial for qualification.
The Lendersa® calculator provides a comprehensive way to contrast FHA rates and terms with those of other loan programs. Dive into making comparisons with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Using extensive data drawn from thousands of lenders, Lendersa® efficiently aligns this data with your financial specifics and needs to offer rapid, personalized comparisons.
The detailed Loan Limits Comparison Table for 2025 in Brainerd, county of Crow Wing, MN, allows for a thorough evaluation of maximum loan amounts across different loan types: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a more in-depth comparison of qualifications such as income, reserves, and credit requirements, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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