In 2026, FHA loan limits for Crookston county of Polk, MN, are outlined as: $472,030 for a single-family home, $604,400 for a 2-unit dwelling, $730,525 for a 3-unit residence, and $907,900 for a 4-unit property.
The maximum loan amounts for conventional loans on a single-family house stand at $726,200, with limits of $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Utilize our FHA calculator to discover today's optimum FHA rates and ascertain the necessary downpayment, income verification, credit, reserves, and documents needed for qualification.
With the Lendersa® calculator, conduct comprehensive comparisons of FHA rates and terms against other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Pulling from thousands of lenders, Lendersa® efficiently aligns data to your unique financial profile quickly and effectively.
The Loan Limits Comparison Table for 2026 in Crookston county, Polk, MN, features maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For thorough qualification analysis including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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