In 2026, the FHA loan limits for East-Grand-Forks county in Polk, MN, are outlined as follows: $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three-unit residences, and $685,400 for four-unit homes.
For conventional loans, the maximum loan amounts are set at $548,250 for a single-family residence. For two-unit dwellings, it's $702,000; for three-unit homes, it's $848,500; and for four units, the maximum is $1,054,500.
Utilize our FHA calculator to explore today’s competitive FHA rates and to determine the required downpayment, income level, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator enables comprehensive comparisons of FHA rates and terms with those of other loan programs. Evaluate Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
By sourcing detailed loan data from thousands of lenders, Lendersa® matches these options to your specific financial profile and needs swiftly.
The Loan Limits Comparison Table for 2026 in the county of East-Grand-Forks, located in Polk, MN, highlights maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification factors such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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