For 2026, the FHA loan limits in the county of Roseau, Roseau, MN are set at $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for fourplexes.
The cap for conventional loans is $726,200 for a single-unit home, $929,850 for two-unit properties, $1,123,900 for three-unit properties, and $1,396,800 for four-unit properties.
Leverage our FHA calculator to access current top FHA rates and determine the necessary down payment, income, credit profile, reserves, and documentation for eligibility.
The Lendersa® calculator lets you compare FHA rates and terms against those of other available loan programs. Investigate and contrast options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA alternatives.
Lendersa® retrieves detailed loan data from thousands of lenders, analyzing it within seconds to match your unique financial profile and preferences.
The Loan Limits Comparison Table for 2026 in Roseau, Roseau, MN, allows you to compare the maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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