In the year 2026, the FHA loan limits for Belton county in Cass, MO, have been established as follows: $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3-unit buildings, and $907,900 for properties with 4 units.
For conventional loans, the highest possible loan amount for a single-family house is $726,200. For two-unit structures, it's $929,850, for three-unit homes $1,123,900, and for four-unit residences, the limit is $1,396,800.
Our FHA calculator allows you to view today’s competitive FHA rates and helps calculate the required downpayment, interpret income requirements, assess credit scores, and determine reserves and necessary documents for eligibility.
The Lendersa® calculator offers the ability to compare FHA loan rates and terms against a variety of other loan programs. This includes examining Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA options.
With access to data from thousands of lenders, Lendersa® quickly matches this information against your unique financial profile and needs, allowing for efficient and tailored comparisons.
The Loan Limits Comparison Table for 2026 in Belton county, Cass, MO, allows the examination of maximum limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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