For 2026, the FHA loan limits in Raytown county, within Jackson, MO, are established at $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
The top amount available for conventional loans on a single-family home is $726,200. For two-unit homes, the amount is $929,850, for three units, it's $1,123,900, and for four-unit residences, the limit rises to $1,396,800.
You can utilize our FHA calculator to find today’s optimal FHA interest rates and calculate the necessary downpayment, income level, credit requirements, reserves, and the documents needed for qualification.
The Lendersa® calculator enables you to conduct a detailed comparison of FHA loan rates and terms with those of other loan programs. This encompasses a range of options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans—all alongside FHA options.
Lendersa® collects loan program data from numerous lenders and quickly correlates it with your individual financial profile and personal needs.
The Loan Limits Comparison Table for 2026 in Raytown county, Jackson, MO allows you to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an analysis of qualification requirements such as income, reserves, and credit conditions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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