In 2026, FHA loan limits in Crestwood county within St. Louis, MO are set at $472,030 for single-family homes, $604,400 for 2-unit buildings, $730,525 for 3-unit properties, and $907,900 for residences with 4 units.
The highest amounts available for conventional loans on a single-family residence are $726,200, with $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 when considering 4-units.
Utilize our FHA calculator to check today’s leading FHA rates and to find out the necessary downpayment, income, credit standards, reserves, and documentation for qualification.
Lendersa® calculator allows comparison of FHA rates and terms with those from other loan programs. It includes exploration of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all alongside FHA options.
Acquiring data from thousands of lenders, Lendersa® evaluates it swiftly against your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Crestwood county, St. Louis, MO, shows comparisons among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For insights into qualification aspects such as income, reserves, and credit, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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