In 2026, FHA loan limits for Glendale county in St. Louis, MO, are established as follows: $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for properties with three units, and $907,900 for four-unit buildings.
For conventional loans, the maximum permissible amount on a single-family home is $726,200. For two-unit homes, the limit is $929,850, rising to $1,123,900 for three-unit properties, and $1,396,800 for structures with four units.
Utilize our FHA calculator to view today’s best FHA rates and evaluate the necessary downpayment, income requirements, credit score, reserves, and documentation needed for qualification.
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The Lendersa® calculator facilitates the comparison of FHA rates and terms with those of other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By collecting data from thousands of lenders, Lendersa® quickly assesses and matches this data to your unique financial situation and needs.
For the year 2026, the Loan Limits Comparison Table for Glendale county in St. Louis, MO allows you to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand qualification criteria such as income, reserves, and credit ratings, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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