FHA Loan Max Loan amount for Desloge, St. Francois County, MO in 2026

In 2026, the FHA loan limits for Desloge county in St. Francois, MO, are as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit homes, and $907,900 for buildings with four units.

The maximum loan amounts for conventional loans are $726,200 for a single-family residence, $929,850 for two-unit structures, $1,123,900 for places with three units, and $1,396,800 for four-unit properties.

Use our FHA calculator to view today’s top FHA rates, determining necessary downpayment, income, credit, and reserves for qualification.

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Evaluate Loan Choices in Desloge, MO

With the Lendersa® calculator, you can compare FHA rates and terms with other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2026, for Desloge county in St. Francois, MO, allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.

Loan limits Desloge county of St. Francois, MO

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Kennett National Bank
  • 805 First Street, Kennett, MO, 63857
  • Lends in Missouri
  • Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.

  • Mid-Continent Funding, Inc.
  • 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
  • Lends in Missouri
  • Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers:
    Minimum down payments
    First time buyer benefits
    Program options for high debt-to-income ratios and low credit
    Refinancing opportunities
    To lower your monthly payments

  • VeteransLoans.com
  • 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
  • Lends in Missouri
  • We pride ourselves on giving the best customer service in the industry. Unlike some competitors, you will work with the same person from your first call to the closing of your VA-backed loan. Your loan officer will be available to you at any point in the loan process should any question or concern arise.

  • Neighbors Bank
  • 1801 Westfall Drive, Columbia, MO, 65202
  • Lends in Missouri
  • We take great pride in the more than 70 years of banking expertise and customer service we have provided.

    At Neighbors Bank, our mission is to understand what you need and what’s important to you. We want to be at your side to help you strengthen your financial future and achieve your goals.

  • PIONEER MORTGAGE, INC.
  • 1301 Vandiver Dr, Suite O, Columbia, MO, 65202
  • Lends in Missouri
  • "Pioneer Mortgage, Inc. is committed to being your personal mortgage broker.

    We understand that you are not like every other borrower, so we offer solutions that fit your needs.

    We also value the chance to earn your trust. Through our experience, our knowledge, and our passion for service, we offer you the one-on-one touch that you deserv

  • Bank of Springfield
  • 3400 Wabash Ave, Springfield, IL, 62711
  • Lends in Missouri
  • BOS is a bank and financial services provider with branches in Springfield, Chatham, Jacksonville, Quincy, Staunton, Glen Carbon, Swansea, and Shiloh, Illinois and Brentwood, Missouri. Visit our website for a full list of locations and hours. https://www.bankwithbos.com/locations.php

  • F&M Bank and Trust
  • 505 Broadway, Hannibal, MO, 63401
  • Lends in Missouri
  • F&M Bank is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 150th year of providing our customers a wide range of banking services.

  • O'Bannon Bank
  • 1347 South Ash Street, Buffalo, MO, 65622
  • Lends in Missouri
  • O’Bannon Banking Company was incorporated on November 20, 1905 as a Missouri State Bank with a mission of providing banking services with a personal approach to all of our customers, both business and individual. Our mission remains unchanged as we continue to provide "A Tradition of Personal Service” and a wide range of financial products.

  • Mercantile Bank
  • 440 Maine St, Quincy, IL, 62301
  • Lends in Missouri
  • Mercantile Bank was founded by local businessmen in Quincy, Illinois in 1906 and became part of United Community Bancorp, Inc. in 2013. Today, Mercantile, as United Community Bank, continues the tradition established a century ago of serving and supporting the financial needs of individuals, families, businesses, and organizations

  • Nosari Home Mortgage
  • 1001 Hwy 62 E, Mountain Home, AR, 72653
  • Lends in Missouri
  • Nosari Home Mortgage, Inc has served the state of Arkansas since 1995 and now Missouri. Nosari Home Mortgage, Inc is now licensed in Missouri, and we are able to provide the best rates and most mortgage programs to our neighbors in Missouri. We have been voted "Best Mortgage Lender" via the annual Best of the Twin Lakes' annual poll since 2014.

  • First Mid
  • 1515 Charleston Ave, Mattoon, IL, 61938
  • Lends in Missouri
  • First Mid Bank & Trust, N.A. (“First Mid Bank”); First Mid Wealth Management Co.; and First Mid Insurance Group, Inc.First Mid is a $6.0 billion community-focused organization that provides a full-suite of financial services including banking, wealth management, brokerage, ag services, & insurance through a sizeable network of locations throughout.