In 2025, the FHA loan limits for Murphy county of Jefferson, MO, are as follows: $472,030 for a single-family home; $604,400 for 2-unit properties; $730,525 for 3-units; and $907,900 for residences with 4 units.
For conventional loans, the maximum available on a single-family residence is $726,200, with amounts of $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator to explore today’s leading FHA rates and determine what is needed in terms of downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator helps compare FHA rates and terms against those from a variety of other loan programs such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly compiles loan program data from thousands of lenders, matching them with your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Murphy county of Jefferson, MO, compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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