As of 2026, FHA loan limits for a single-family residence in the county of St. Louis, MO city of Concord stand at $472,030. For duplexes, it's $604,400, for triplexes $730,525, and four-unit homes are capped at $907,900.
Conventional mortgage limits feature $726,200 for a single-family house, increasing to $929,850 for a two-unit property, $1,123,900 for three units, and peaking at $1,396,800 for four-unit homes.
Check out our FHA calculator to explore the best FHA rates available today and figure out the necessary down payment, required income, credit score, reserve amounts, and documentation needed for qualification.
Use the Lendersa® calculator to contrast FHA rates and terms with those of other loan programs. This includes examining Conventional loans, Jumbo loans, VA options, USDA loans, Non-QM, and hard money loans in comparison with FHA loans.
Our tool, Lendersa®, rapidly pulls loan program details from a vast network of lenders and matches them with your specific financial scenario and requirements.
In 2026, examine the comparison of maximum lending limits in Concord, located in St. Louis county, MO. Compare FHA, Conventional Conforming, Jumbo loans, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loan ceilings. For viewing qualification criteria like income, reserves, and credit scores, refer to Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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