In the year 2026, the FHA loan limits in Valley-Park county, located in St. Louis, MO, are set at $356,362 for single-family homes, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit properties.
For conventional loans, the maximum amounts are $548,250 for one-unit residences, $702,000 for two-unit structures, $848,500 for three-unit dwellings, and $1,054,500 for properties with four units.
Utilize our FHA calculator to discover the most favorable FHA rates available today. This tool helps determine the necessary downpayment, income levels, credit status, reserves, and documentation required for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms with those of other loan programs. Look into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all alongside FHA options.
Lendersa® gathers comprehensive loan data from thousands of lenders and swiftly evaluates it against the specifics of your individual financial profile and goals.
The Loan Limits Comparison Table for 2026 in Valley-Park, within St. Louis, MO, allows you to contrast FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To better understand the qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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