In 2025, the FHA loan limits for Sunset-Hills county of St. Louis, MO, stand at $356,362 for a single-family home. It is $456,275 for 2-unit properties, $551,500 for 3-unit residences, and $685,400 for homes with 4 units.
The highest amounts allowed for conventional loans on a single-family property reach $548,250, with those for 2-unit buildings being $702,000, for 3 units it's $848,500, and for 4-unit homes, it tops at $1,054,500.
Utilize our FHA calculator to explore today’s best FHA rates and understand the necessary downpayment, income, credit, reserves, and documentation needed to qualify.
With the Lendersa® calculator, compare FHA rates and terms against diverse loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan data from thousands of lenders for swift comparison with your financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Sunset-Hills county of St. Louis, MO, shows maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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