In 2026, within Normandy county of St. Louis, MO, the FHA loan limits are as follows: $472,030 for a single-family home, $604,400 for homes with two units, $730,525 for three-unit buildings, and $907,900 for four-unit properties.
The maximum amount for conventional loans is $726,200 for a single-family residence, $929,850 for two-unit properties, $1,123,900 for properties with three units, and $1,396,800 for residences with four units.
Use our FHA calculator to find today’s most competitive FHA rates and determine the required downpayment, income, credit score, reserves, and documents necessary for qualification.
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The Lendersa® calculator helps you compare the rates and terms of FHA loans with those of other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly gathers comprehensive loan program data from thousands of lenders, aligning it with your financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Normandy county, St. Louis, MO, allows evaluation of maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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