In 2026, the FHA loan limits are set in Pagedale county, part of St. Louis, MO. These limits are $472,030 for a single-family home, $604,400 for homes with two units, $730,525 for those with three units, and $907,900 for four-unit properties.
For conventional loans, the limits on a single-family residence are $726,200. For two-unit structures, the cap is $929,850, whereas for three units, it is $1,123,900, and for four units, it extends to $1,396,800.
Utilize our FHA calculator to check today’s best FHA rates and evaluate the necessary down payment, income, credit, reserves, and needed documents to qualify.
With the Lendersa® calculator, compare the rates and terms of FHA loans with various other programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® leverages data from thousands of lenders to quickly match it with your personal financial profile and needs.
Check out the Loan Limits Comparison Table for 2026 in Pagedale county, St. Louis, MO. It compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To evaluate specific qualification requirements such as income, reserves, and credit standing, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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