In 2026, the FHA loan limit in Sikeston county, Scott, MO is $472,030 for a single-family residence. It increases to $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four-unit homes.
For conventional loans, the maximum amount is $726,200 for a single-family home, extending to $929,850 for two-unit dwellings, $1,123,900 for three units, and $1,396,800 for properties with four units.
Utilize our FHA calculator to discover the best FHA rates currently available and determine the required down payment, as well as income, credit, reserves, and documentation for qualification.
With the Lendersa® calculator, you can assess FHA rates and terms alongside other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly compares data from thousands of lenders to match it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Sikeston county, Scott, MO compares the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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