As of 2025, the FHA loan limits in Charleston county, Mississippi, MO, are defined as follows: $472,030 for a single-family home, $604,400 for properties containing two units, $730,525 for those with three units, and $907,900 for buildings with four units.
Regarding conventional loans, the maximal loan amounts are: $726,200 for single-family homes, $929,850 for two-unit homes, $1,123,900 for three-unit residences, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to discover today's best FHA rates and to delineate the necessary downpayment, income requirements, credit status, reserves, and documentation needed for qualification.
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Employ the Lendersa® calculator to assess FHA rates and terms against those of various other loan programs. You can explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loan options alongside FHA.
Lendersa® efficiently gathers extensive loan program data from thousands of lenders, contrasting it swiftly with your personal financial profile to meet your particular necessities.
The Loan Limits Comparison Table for 2025 in Charleston, Mississippi, MO, enables comparative assessment of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper understanding of qualification requirements such as income, reserves, and credit standards, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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