For the year 2026, the FHA loan ceilings in Chaffee county within Scott, MO are set at $472,030 for a single-family residence, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
When it comes to conventional loans, the maximum amount for a single-family home is $726,200, for duplexes it is $929,850, for triplexes $1,123,900, and for quadplexes it's $1,396,800.
Make use of our FHA calculator to discover the FHA's best rates available today. It helps you assess down payment requirements, needed income, credit status, necessary reserves, and documents needed for your qualification process.
With the Lendersa® calculator, you can effectively compare FHA rates and terms to a wide array of loan programs. Experiment with and differentiate conventional, Jumbo, VA, USDA, Non-QM, and hard money loans—all relative to FHA offerings.
Lendersa® retrieves up-to-date loan program information from thousands of lenders, performing quick comparisons based on your unique financial situation and preferences.
The Loan Limits Comparison Table for the year 2026 in Chaffee county of Scott, MO provides an insight into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review specific qualification criteria, including income, reserves, and credit checks, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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