FHA Loan Max Loan amount for Scott-City, Scott County, MO in 2023

In 2025, FHA loan limit in Scott-City county of Scott, Missouri is $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2025 in Scott-City county of Scott, Missouri compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Scott-City county of Scott, MO

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Northern Lakes Mortgage LLC
  • 180 S Weidman Rd, Suite 230, Ballwin, MO, 63021
  • We correspond with some of the nation’s largest names in lending. We save our clients real money and provide real financial freedom with our Homeowner Certainty program. Our unique product focuses on lowering your monthly mortgage payment by removing MIP or PMI, and lowering your rate.
  • FMB
  • 959 North Commercial Avenue, Saint Clair, MO, 63077
  • We at Farmers & Merchants Bank appreciate our customers and Facebook Fans, and we strive to give you the best customer service possible. That is why we encourage you to contact us directly if you have questions about your account.Facebook Fans, and we strive to give you the best customer service possible.
  • Bank Star One
  • 1999 W. Osage, Pacific, MO, 63069
  • We’re not just a bank. We’re a really good bank. One that helps you take care of your money without having to work too hard, because you already work hard enough. Whatever you need from your bank, you can find it right here. Bank Star's headquartered in Fulton, MO & also has branches in New Bloomfield, Lake Ozark, and Osage Beach -all in Missouri.
  • AA Mortgage Corp
  • 14346 Manchester Road, Manchester, MO, 63011
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Shelter Mortgage Inc
  • 10 Strecker Road, Suite 1280, Ballwin, MO, 63011
  • "I’m Michael Miget, the founder of Shelter Mortgage, Inc. and creator of the “Better Home Financing” system and strategies. I am a native St. Louis resident and I’ve spent the last 27 years applying my home loan expertise in mortgage, real estate and finance. My passion is helping people just like you make educated, wise"
  • Mortgages USA
  • 12140 Woodcrest Executive Dr, Suite 150 St., Saint Louis, MO, 63141
  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide. We keep opening doors as a mortgage industry leader
  • Anchor Mortgage Group
  • 12747 Olive Blvd, Suite 300, Saint Louis, MO, 63141
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Stuart's American Mortgage
  • 9520 Lackland Road, Saint Louis, MO, 63114
  • At Stuart's American Mortgage we want to bring back the "old time customer service"​ model. Your home is the biggest investment you will make in your life and we understand the stress getting a mortgage can bring. At Stuart's AMC you will not be tossed around from lender to lender, you will speak to the president of the company himself.
  • Bank of Sullivan
  • 318 W. Main Street, Sullivan, MO, 63080
  • Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).
  • CapGrow Home Mortgage, LLC
  • 16141 Swingley Ridge Rd, Suite 107, Chesterfield, MO, 63017
  • CapGrow Home Mortgage is a full service mortgage banking company. They locally handle all aspects of mortgage originations including in-house processing, underwriting, closing, and funding. The added ability to shop the mortgage wholesale market to secure the best pricing options for clients is what separates CapGrow from its banking peers.
  • Access Capital Funding, LLC
  • 14366 S Outer 40, Chesterfield, MO, 63017
  • Access Capital Funding, LLC has been providing St. Louis home loans for more than 20 years. We specialize in FHA loans, VA loans, USDA loans and Conventional home loans. Thousands of First Time Homebuyers have used our services. Our No Cost Refinance is a Missouri and Illinois home loan favorite, saving our clients thousands in closing cost.
  • Electro Savings Credit Union
  • 1805 Craigshire Road, Saint Louis, MO, 63146
  • We're a not-for-profit financial cooperative, looking out for our members'​ financial well-being and futures. We embrace our "not-normal-ness"​ & strive to offer the best products & services for our members, without the price tag you'd find at a big bank. Being member-owned also means we pass all the savings along to our members, not stockholders.