During 2026, the FHA loan limits set for Scott-City county in Scott, MO are: $356,362 for single-family homes, $456,275 for residences with two units, $551,500 for three-unit buildings, and $685,400 for properties with four units.
For conventional loans, maximum amounts are $548,250 for a single-family home, $702,000 for houses with two units, $848,500 for three-unit homes, and $1,054,500 for four-unit structures.
Use our FHA calculator to explore today’s best FHA rates and evaluate the needed downpayment, income, credit score, reserves, and documents for qualification.
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The Lendersa® calculator enables a comparison of FHA rates and terms with those of other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
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The Loan Limits Comparison Table for 2026 in Scott-City county of Scott, MO shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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