For 2026, within Mehlville county of St. Louis, MO, the FHA loan limits stand at $472,030 for a single-family dwelling, $604,400 for buildings with two units, $730,525 for those consisting of three units, and $907,900 for residences with four units.
The highest loan allowable for conventional loans on a single-family property is $726,200. For a property with two units, it is $929,850, for three-unit properties, the maximum is $1,123,900, and for those composed of four units, the ceiling is $1,396,800.
Take advantage of our FHA calculator to access today's best FHA interest rates and to determine the necessary downpayment, income requirements, credit benchmarks, reserves, and the specific documents required for qualifying.
With the Lendersa® calculator, you can proficiently compare the rates and terms of FHA loans with those of a wide variety of other loan offerings. This includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, giving you an extensive perspective alongside FHA.
Lendersa® compiles extensive loan program information from thousands of lenders and aligns it with your individual financial situation and preferences, providing immediate comparisons.
The Loan Limits Comparison Table for 2026 in Mehlville county, St. Louis, MO allows detailed comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification criteria like income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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