As of 2025, the FHA loan limits for Warrensburg county in Johnson, MO, are defined as: $472,030 for a single-family home, $604,400 for buildings with 2 units, $730,525 for those with 3 units, and $907,900 for 4-unit structures.
Switching to conventional loans, the maximum loan amounts for a single-family residence are $726,200. For properties with two units, it's $929,850; for three units, the ceiling is $1,123,900; and for four-unit dwellings, it reaches $1,396,800.
Our FHA calculator is a valuable tool for discovering today's best FHA rates and calculating essential elements like downpayment, income, credit requirements, reserves, and necessary documentation for qualification.
The Lendersa® calculator provides a way to compare the rates and terms of FHA loans against those of an array of other loan programs, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all alongside FHA.
Lendersa® efficiently compiles data from thousands of lenders and swiftly compares it to your financial profile and personal needs.
The Loan Limits Comparison Table for 2025 in Warrensburg county, Johnson, MO, enables comparisons of the highest loan amounts from FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a more detailed look at qualification criteria such as income, reserve requirements, and credit standards, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can assist.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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