In 2026, FHA loan limits in West-Point county of Clay, MS are: $356,362 for single-family homes, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.
The ceiling for conventional loans on a single-family residence is $548,250. For two units, it is $702,000, for three units $848,500, and for four units $1,054,500.
Our FHA calculator helps you see today’s FHA best rates and determine necessary down payments, income, credit, reserves, and documentation needed to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those of all other loan programs. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects loan data from thousands of lenders to match it with your financial profile and needs.
Use the Loan Limits Comparison Table for 2026 in West-Point county of Clay, MS to contrast FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualification criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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