For the year 2025, in the county of Winston, MS, within the city of Louisville, FHA loan limits are set at $472,030 for single-family homes. For properties with 2 units, the limit is $604,400, for 3-unit buildings, it's $730,525, and for 4-unit residences, the limit is $907,900.
Regarding conventional loans, the maximum for a single-family residence is $726,200. Two-unit properties have a maximum of $929,850, while 3-unit homes feature an upper limit of $1,123,900. For 4-unit houses, the cap is $1,396,800.
Our FHA calculator is designed to uncover today's finest FHA rates and assist in calculating necessary downpayments, understanding income requirements, credit benchmarks, reserve needs, and required documentation for securing qualification.
With the Lendersa® calculator, you have the opportunity to measure FHA rates and terms against various other loan programs. This includes opportunities to explore and juxtapose Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Through Lendersa®, you gain access to loan program data accumulated from countless lenders, all swiftly compared to your unique financial profile and specific needs.
The Loan Limits Comparison Table for 2025 in Louisville, within the county of Winston, MS, lays out maximum amounts for loans such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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